Studentsafe Insurance is automatically added and charged to your Enrolment Agreement. If you prefer you can choose to purchase an alternative approved policy and provide a copy of the cover to the University at least two weeks before the start of your course of study.

Information about Studentsafe policies

SSU Inbound Rates for 2024

  • Single Student monthly rate $67.50 (minimum 2 month charge applies)
  • Group Students (studying for less than 4 weeks) $67.50
  • Single Student annual rate (12 months) $810
  • Family rate for student plus partner/spouse (12 months) $1620 ($810 x 2)
  • Family rate for student plus 2 or more family members (12 months) $2025 ($810 plus $1215)

Group students (courses with a duration of 4 weeks or less)

For students on a Visitor Visa attending courses with a maximum duration of 4 weeks you will be charged $67.50 for insurance cover from course start date to course end date.

Short-term students

For students who are completing a short course of less than one complete semester (e.g. English Language) you will be charged from the course start date until the visa expiry date.

Part-year and annual students

For part-year students and students studying courses approximately one year in duration (including Study Abroad and Exchange students, Postgraduate Diploma, Masters and MBM students) you will be charged a minimum of one semester $405 and a maximum of a full year premium $810 over a twelve-month period from the start of your study.

Cover will be provided to the expiry date of your current visa or the date you return to your country.

Degree students (more than 1 year)

For students studying courses for more than one year in duration (including Bachelor degrees and PhD students) you will be charged from the course start date an annual 12 month premium (this can be charged 6-monthly depending on the period you enrol into). In your final year, the cover will end when you arrive in your home country OR 150 days from the course end date OR the expiry date of your Student Visa, whichever one occurs first.

For students travelling to New Zealand

Cover begins 31 days before the commencement date of your course.

For students already residing in New Zealand

The period of insurance starts on the latter of 16 days before you start your course of study or on the day your existing compliant insurance expires. The 31 day travel allowance applies to transit stops but does not include extended holidays or diversions to other countries en-route to and from New Zealand other than Australia, Bali, Lombok and the Islands of the South Pacific.

Family Cover

Family members under 60 years of age and without a pre-existing health can also be covered. See the InsurancesafeNZ website for more details.

Please email your completed application to

Cover starts when the application form is completed and the fee is paid. The same benefits the student has are given to the family members.

Renewal and changes to the Family Cover

Please note that it is the student's responsibility to advise us of any changes/additions to the policy and to renew the family insurance before the expiry date.

To find out more, contact the Insurance Administrator


The University of Waikato recommends students read the insurance policy wording carefully taking particular note of exclusions. It is the student's responsibility to become familiar with the level of cover and the refund conditions offered by the insurance policy they have purchased.

Refer to InsurancesafeNZ for more details.

The University of Waikato takes no responsibility for misunderstandings over insurance content and conditions or for medical and travel costs not covered by insurance or for the activities of the insurance companies involved.

The University reserves the right to alter the minimum requirements for insurance cover at any time.

The University and the insurer also reserve the right to alter the terms and conditions of the insurance to allow for:

  • The effects of medical inflation
  • The effects of the increasing value of replacement property
  • The level of adverse claims in any plan year

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